I spend hundreds of pounds a year on candles and it is such a waste of money. It is burning cash whatever way you look at it but I love them.

I think it is outrageous - to lock people's money away and change the rules on them. So, on point of principle, I stopped putting money into my pension.

There are times when I feel over-rewarded for what I do for a living, especially when I compare what I can earn to what my brother earns as a firefighter.

Women trapped in violent relationships need to know that there's no shame in talking out and walking out on their abusive partners.

I now consider the money I put into my pension to have been a mistake.

I do not think anyone should feel pressured into doing it but I am the sucker who will stop on the street and sign up to direct debits.

I have a fall-back fund for the quiet months. I am a single working parent and it gets lonely when things are insecure.