I just do not understand the stock market. It is like reading Russian.

I now consider the money I put into my pension to have been a mistake.

I just do not understand the stock market. It is like reading Russian.

My mum was a dinner lady and a cleaner while dad worked night shifts as a hydraulic engineer. They did not have a lot of spare cash and only ever bought what they could afford. We never had a car and cycled everywhere. We never went to restaurants. I did not know what Chinese food tasted like until I was 15.

My business was born out of my frustration with other cashback schemes. I wanted a more curated service than the other sites offer.

I think it is outrageous - to lock people's money away and change the rules on them. So, on point of principle, I stopped putting money into my pension.

My number one financial priority is security. Not having to worry about how I am going to meet the bills and not owing anybody anything. I keep my outgoings as low as possible and save as much as I can.