Even a simple imaginary exercise can change your mood: Close your eyes, and take yourself back to your last holiday where there was a lovely warm sun, beautiful sea, relaxed beach and fun meals in the evenings. Open your eyes and consider how you feel now.

Many physical illnesses are associated with depression and anxiety, including heart disease, high blood pressure, diabetes, Parkinson's disease, stroke, kidney disease, lung disease, dementia and cancer.

People who relax by watching TV instead of going out to engage with the world tend to be far less energetic. the benefits of exercise in protecting against depression and mental ill-health are huge. Those around you can also affect your energy levels. Self-talk also works wonders on energy levels.

Many of our threats are imaginary. The habits and even obsessions that we develop to keep them away are destructive and undermine our moods constantly.

Friends and family matter most during hard times.

Uncertainty causes more anxiety than perhaps any other single factor.

I don't think people should be running to get in the fund before it closes, ... lots of ways to get participation.