If you really want to know where your destiny lies, look at where you apply your time.

If you've got $25,000, $50,000, $100,000, you're better off paying off any debt you have because that's a guaranteed return.

If you can, you will quickly find that the greatest rate of return you will earn is on your own personal spending. Being a smart shopper is the first step to getting rich.

Being a smart shopper is the first step to getting rich.

Know your stuff. Have an angle. Know how to grow business, how to develop products, have patents and an undeveloped market that could be huge.

The key is having great players. But there are a lot of teams that have All-Stars and haven't been able to put it together.

I'm scared shitless of heights.