If Mr. Trump gets precisely the policies he says he wants, then the economy will suffer a recession.

I've done work for both Democrats and Republicans.

I'm a registered Democrat.

There is no better way to quickly buoy hard-pressed homeowners than helping them take advantage of the currently record low fixed mortgage rates and significantly reduce their monthly mortgage payments.

The key to house prices is the share of foreclosure or short sales in the total housing market. When that share rises, house prices will fall, because distressed properties sell for significantly less - currently around 25 percent below non-distressed houses.

Yes. I don't think it would be appropriate at this point to raise taxes on anyone, certainly not in 2011.

Lenders look at potential borrowers from many angles before extending credit: How much of its income will a household need to put into debt repayment? How large is the down payment? Does the borrower have a job with a stable income? What is the borrower's credit score?