Our biggest challenge is to eliminate the popular perception that economists don't have anything useful to say.

Our economy isn't going to recover until the housing market finds its footing.

A home is still the biggest asset that most Americans own.

Distressed properties are often vacant and in disrepair, and thus sold at significant discounts. As the share of distressed sales grows, home prices fall.

The average credit score of today's FHA borrowers is higher than the average American household with a score. As it becomes more costly and difficult to get a FHA loan, loans from private mortgage lenders will become more attractive and their market share will grow.

My policy is I will help any policymaker who asks, whether they be a Republican or a Democrat.

They called me the sexiest economist in America, and that was years ago, when I had hair and body mass and my teeth were shiny.