Being on time to appointments and meetings is a phase of self-discipline and an evidence of self-respect. Punctuality is a courteous compliment the intelligent person pays to his associates.

Worthiness is a process, and perfection is an eternal trek. We can be worthy to enjoy certain privileges without being perfect.

Tact is rubbing out another's mistakes, not rubbing them in.

Many marriage tragedies are caused, not by lack of money, but rather by the mismanagement of it.

Adversity will surface in some form in every life. How we prepare for it, how we meet it, makes the difference. We can be broken by adversity, or we can become stronger. The final result is up to the individual'.

Leave people better than you found them.

The difference between those who are committed and those who are not is the difference between the words want and will.