Many marriage tragedies are caused, not by lack of money, but rather by the mismanagement of it.

It takes personal sacrifice to communicate when conditions are right for the other person-during the meal preparation, after a date, a hurt, a victory, a disappointment, or when someone wants to share a confidence. One must be willing to forego personal convenience to invest time in establishing a firm foundation for family communication. When communication in the family seems to be bogging down, each individual should look to himself for the remedy.

Adversity will surface in some form in every life. How we prepare for it, how we meet it, makes the difference. We can be broken by adversity, or we can become stronger. The final result is up to the individual'.

Leaders on every level should be primarily interested in rendering compassionate caring for others.

God has given each of us one or more special talents....It is up to each of us to search for and build upon the gifts which God has given.

Financial peace of mind is not determined by how much we make, but is dependent upon how much we spend!

Ugly reports and conversations are always available to those who would promote the sordid and sensational. None of us are yet perfect. We each have failings that aren't terribly difficult to detect especially if that is the aim.