So if there is a government grant offered for anything, like starting a business or going to school, they cannot discriminate because of your age.

A big part of finding the right resources is knowing what to look for and what to avoid.

Some of the best health care services are free or cost very little and are even available to millionaires but hardly anyone knows they exist.

There are thousands and thousands of free programs available for people of any income level.

What I do in my book is let people know about these programs.

Teachers can go on cruises with the National Oceanographic and Atmospheric Administration and anyone can spend the summer as a volunteer in a National Parks and even earn money doing it.

There are many programs specifically aimed at helping people in poverty start a business.