Life is not linear; you have ups and downs. It's how you deal with the trough that defines you.

From an early age my mother told me that there were so many of us that if I was to get anything in life I would have to get it myself. So I did.

Life is not linear; you have ups and downs. It's how you deal with the trough that defines you.

I'm making a case against how money managers are handling customers' money. The objective of the customer is not being met if the fund managers are diversifying their assets into hundreds of businesses. If they do this, they are typically performing close to the indexes. But that's not the way wealth is created.

My first playpen was a cardboard box.

The mantra of the National Commercial Bank is 'building a better Jamaica.' If this bank is going to be everlastingly successful, it has to take on the ailments of this society.

My wealth came from growing businesses. I had wealth, but not liquidity. Basically I transferred illiquid shares of AIC for liquid shares of Manulife. Now I'm the biggest individual shareholder of Manulife.