My writing is definitely influenced by and speaks to African-Americans because that is who I am. I'm black. I'm a black woman. I'm a black mother, wife, churchgoer, etc. I am the legacy of slavery.

We know intellectually that money can't buy happiness yet we spend and go into debt as if it does.

You'll feel better when you get all that debt off your back.

Money may not be able to buy you love, but conflicts about it can certainly bankrupt your relationship.

Once you finish paying for college you could reduce your life insurance.

Having a separate fund for the things in life that happen, helps keep the emergency fund in tact in case you lose your job or income.

You need to know everything. You both need to be comfortable with sharing everything. If you can't you are NOT ready to get married.