Having kids doesn't mean they would have taken care o you.

I write for people who are good money managers and want to know how to be even better stewards over their money.

Once you finish paying for college you could reduce your life insurance.

You shouldn't invest the money if you are looking to use it within five years. Too much risk.

I like the idea of having a paperless society.But to be paperless means you have to be so careful with your identity.

The rich are depressed because they realize their money can't buy them out of their issues.

My Big Mama is my No. 1 financial role model. Much of my advice stems from what she taught me. She never made more than $13,000 a year, yet she paid off her home before she retired. She saved money from every paycheck. She taught me to be skeptical. It makes me cry to think that I'm a nationally syndicated personal finance columnist for one of the world's best newspapers and my core advice comes from my black grandmother who was a nurse's aide with just a high school education.