Having kids doesn't mean they would have taken care o you.

You are NOT a financial failure if you rent. You are getting something for your money. A roof over your head.

You don't need to waste money on a fancy program or app to do a basic budget. I've been using a simple Excel spreadsheet since 2005 to track my monthly budget.

My rule is when in doubt hire a professional. You could do it just this year and then you have direction to resume doing it yourself after the consultation. What you don't want is to do it wrong and be hit by a huge tax bill. Remember the old saying, "Don't be pennywise and pound foolish."

That's is life. You move and change according to things that happen to you and things that you make happen because of poor choices.

Priorities lead to prosperity.

I write for people who are good money managers and want to know how to be even better stewards over their money.