You are NOT a financial failure if you rent. You are getting something for your money. A roof over your head.

My first piece of career advice is find your gifting. Find the thing that you are skilled at and figure out if you can make a living doing it.

We know intellectually that money can't buy happiness yet we spend and go into debt as if it does.

I write for anybody struggling to manage their money.

You are NOT a financial failure if you rent. You are getting something for your money. A roof over your head.

You still need to save but being debt-free in retirement is and should be a goal.

No matter who is in the White House, I just keep doing what my grandmother taught me. Hate debt. Save. The best any of us can do really.