You are NOT a financial failure if you rent. You are getting something for your money. A roof over your head.

Policy changes like what you desire come from our politicians. So let them know what you think.

If we don't want the companies to cheat on us, we shouldn't be cheating on them.

Set up rules for when you will "give" not lend money. Never lend. My people know that I'll help with college. I'll help if they lose they job thu no fault of their own.

Light has a way of keeping people honest.

Sometimes your gut is right. And sometimes not.

I think you can save and spend to live for however long you live. You just have to be flexible if things don't go as plan.