I'm keenly aware of how important it is to set a good example. You may not think that your kids are paying attention to you, especially with something like money, but they probably are.

The sad thing is many people learn how to manage money after they've made a lot of financial mistakes, some that take decades to fix.

We all only have a certain amount of money and that means yes, we have to make choices and sometimes those choices mean we don't get what we want.

My grandmother was extremely smart when it came to money, but she also worried a lot about not having enough. So it's with her in mind that I aim to explain complicated financial things so the folks like her won't be afraid to make certain money moves.

We know intellectually that money can't buy happiness yet we spend and go into debt as if it does.

You need to know everything. You both need to be comfortable with sharing everything. If you can't you are NOT ready to get married.

There's nothing wrong with having a 9-to-5 job, but figure out a way to have another stream of income.