There's nothing wrong with having a 9-to-5 job, but figure out a way to have another stream of income.

I'm keenly aware of how important it is to set a good example. You may not think that your kids are paying attention to you, especially with something like money, but they probably are.

I think you can save and spend to live for however long you live. You just have to be flexible if things don't go as plan.

You shouldn't invest the money if you are looking to use it within five years. Too much risk.

I write for people who are good money managers and want to know how to be even better stewards over their money.

Save what you can toward the emergency and life happens fund. But don't worry yourself sick at the slow growth. The point is it's growing even it's just one dollar at at time.

Once you finish paying for college you could reduce your life insurance.