If we don't want the companies to cheat on us, we shouldn't be cheating on them.

I like the idea of having a paperless society.But to be paperless means you have to be so careful with your identity.

I think you can save and spend to live for however long you live. You just have to be flexible if things don't go as plan.

My husband and I are pretty good at leaving money alone until we need it for what we've saved it for.

I just don't like people taking debt into retirement.

The key to making sure your credit stays good is paying the bill on time. If you are paying the balance off even if there is something on the card in recent purchases, you are good.

There are some dark days when I do receive some racist mail or emails. But overall the response to me has been very positive. Readers relate to me not just as an African-American, but as an American trying to make sense of her personal finance, just like them.