That's is life. You move and change according to things that happen to you and things that you make happen because of poor choices.

You can't time the market.

The rich are depressed because they realize their money can't buy them out of their issues.

My kids have to maintain good grades. They have to be involved in activities. They have to report to me how thing are going. I watch for any activity that would steer them wrong - drinking, drugs, etc. So their skin in the game is knowing the money won't be there if they don't do their part.

I like the idea of having a paperless society.But to be paperless means you have to be so careful with your identity.

No matter who is in the White House, I just keep doing what my grandmother taught me. Hate debt. Save. The best any of us can do really.

Having fun time is a good use of your money.