That's is life. You move and change according to things that happen to you and things that you make happen because of poor choices.

Policy changes like what you desire come from our politicians. So let them know what you think.

My grandmother's grandparents were slaves. My grandmother Big Mama would tell me about the stories she heard as a child growing up in the shadows of a North Carolina plantation. It's only been in my lifetime that blacks have had the right to vote, live in certain areas or hold certain jobs. It is with this black history that I write about the financial challenges African-Americans still have.

My first piece of career advice is find your gifting. Find the thing that you are skilled at and figure out if you can make a living doing it.

Having kids doesn't mean they would have taken care o you.

Money may not be able to buy you love, but conflicts about it can certainly bankrupt your relationship.

I'm keenly aware of how important it is to set a good example. You may not think that your kids are paying attention to you, especially with something like money, but they probably are.