That's is life. You move and change according to things that happen to you and things that you make happen because of poor choices.

Having fun time is a good use of your money.

Sometimes your gut is right. And sometimes not.

I think you can save and spend to live for however long you live. You just have to be flexible if things don't go as plan.

My husband and I are pretty good at leaving money alone until we need it for what we've saved it for.

The key to making sure your credit stays good is paying the bill on time. If you are paying the balance off even if there is something on the card in recent purchases, you are good.

Set up rules for when you will "give" not lend money. Never lend. My people know that I'll help with college. I'll help if they lose they job thu no fault of their own.