Save what you can toward the emergency and life happens fund. But don't worry yourself sick at the slow growth. The point is it's growing even it's just one dollar at at time.

The sad thing is many people learn how to manage money after they've made a lot of financial mistakes, some that take decades to fix.

Once you finish paying for college you could reduce your life insurance.

I write for people who are good money managers and want to know how to be even better stewards over their money.

[My grandmother] managed her money better than some financial professionals I know. I give credit always to her because she is the reason I have my column and national recognition.

I usually find that my gut doesn't steer me wrong when it comes to my money!

I'm not a fan of debt consolidation. In my experience, many people "clear" credit cards and other debt to get the one payment and never change what they need to change to prevent getting into debt again.