Kids can and are a blessing. But plenty of people without kids live and die just as happy.

Policy changes like what you desire come from our politicians. So let them know what you think.

We know intellectually that money can't buy happiness yet we spend and go into debt as if it does.

You made a decision given your life circumstances and you have to be ok with that. Regrets that can't be change is just torturing yourself.

You shouldn't invest the money if you are looking to use it within five years. Too much risk.

Money may not buy love, but fighting about it will bankrupt your relationship.

You don't need to waste money on a fancy program or app to do a basic budget. I've been using a simple Excel spreadsheet since 2005 to track my monthly budget.