I like the idea of having a paperless society.But to be paperless means you have to be so careful with your identity.

Sometimes your gut is right. And sometimes not.

I think you can save and spend to live for however long you live. You just have to be flexible if things don't go as plan.

Don't let people scare you from a career that may not net you a six figure salary. If you want to be a teacher, teach. But knowing that your salary may only reach a certain level, do all that you can to become the best money manager you can be.

There are some dark days when I do receive some racist mail or emails. But overall the response to me has been very positive. Readers relate to me not just as an African-American, but as an American trying to make sense of her personal finance, just like them.

You need to know everything. You both need to be comfortable with sharing everything. If you can't you are NOT ready to get married.

I write for anybody struggling to manage their money.