Sometimes your gut is right. And sometimes not.

My first piece of career advice is find your gifting. Find the thing that you are skilled at and figure out if you can make a living doing it.

That's is life. You move and change according to things that happen to you and things that you make happen because of poor choices.

Having a separate fund for the things in life that happen, helps keep the emergency fund in tact in case you lose your job or income.

Sometimes your gut is right. And sometimes not.

Kids can and are a blessing. But plenty of people without kids live and die just as happy.

A smart couple with a healthy financial relationship is always talking about money and how they're handling it. If there's a medical emergency or a job loss, talk about it. If there's a windfall, talk about it. Your financial situation is a constantly changing thing.