You can't time the market.

My experience may be different than theirs, readers can identify with trying to save for retirement or their own kid's college fund. In truth, the name of the column, "The Color of Money," has less to do with my race than the fact that the color of money is green and it's green we all need to live a good life.

I write for anybody struggling to manage their money.

You need to know everything. You both need to be comfortable with sharing everything. If you can't you are NOT ready to get married.

I usually find that my gut doesn't steer me wrong when it comes to my money!

If you'll have enough saved and nobody has to take on debt and you want to retire, shoot go for it.

My first piece of career advice is find your gifting. Find the thing that you are skilled at and figure out if you can make a living doing it.