We know intellectually that money can't buy happiness yet we spend and go into debt as if it does.

Money may not buy love, but fighting about it will bankrupt your relationship.

I write for anybody struggling to manage their money.

My experience may be different than theirs, readers can identify with trying to save for retirement or their own kid's college fund. In truth, the name of the column, "The Color of Money," has less to do with my race than the fact that the color of money is green and it's green we all need to live a good life.

There's nothing wrong with having a 9-to-5 job, but figure out a way to have another stream of income.

My kids have to maintain good grades. They have to be involved in activities. They have to report to me how thing are going. I watch for any activity that would steer them wrong - drinking, drugs, etc. So their skin in the game is knowing the money won't be there if they don't do their part.

Priorities lead to prosperity.