We know intellectually that money can't buy happiness yet we spend and go into debt as if it does.

I'm keenly aware of how important it is to set a good example. You may not think that your kids are paying attention to you, especially with something like money, but they probably are.

I will just say, no matter where you buy the car, do your homework. When I purchase a car I come in with a folder an inch thick. In fact, one time the auto sales person asked if he could copy my research!

You are NOT a financial failure if you rent. You are getting something for your money. A roof over your head.

I write for anybody struggling to manage their money.

I write for people who are good money managers and want to know how to be even better stewards over their money.

Many debt collectors offer a lump sum option so ask. And if you get it, make sure it's in writing and you keep the payoff statement FOREVER.