I have no credit cards. That was the decision that was made jointly by the credit card companies, and by me. I can't say that that was completely on my account. I buy nothing on credit now, nothing. If I can't afford it, I don't buy it. I have a debit card, that's all I have. Any debt that I have, I am paying down.

I didn't really care about money. I really wanted to follow my bliss. I really wanted to do the things that would make my life satisfying, in the fullest sense, and I was never thinking about money when I made those decisions. And I certainly didn't want my life to be driven by money. I'd seen my father's' life driven that way, and, although again, in retrospect, I understand fully why he did that, I didn't wanna live looking for that kind of financial reward. I wanted to live with the emotional, psychological, and even moral reward of doing the kind of work I do, which is, y'know, writing.

Yeah, we could have done things differently. But - If we'd done things differently, we wouldn't be who we are. We are the sum of the choices we make. Even the bad choices we make. I made a lot of bad choices, but on the other hand, I am who I am, and I'm proud of my work, and I'm proud of my family, and those are also the product of choices, including financial choices, that I made.

We lived in a very modest house. My father drove modest cars, we didn't travel, we didn't do any of the things that, were commensurate with the kind of income that he was making. So we got this kind of, double message, which was, y'know, "You work hard and you make as much money as you possibly can, but you don't spend any money." And you see how well I learned that lesson.

We prefer knowing to thinking, because knowing has more immediate value.

I was taught to believe, "If you work hard, you will be successful. If you are not successful, it is because you didn't work hard enough."

We all live in an ongoing series of calamities. I don't know of any individual who doesn't have a series of calamities. Life doesn't operate where, you make a certain amount of money, you pay your bills, you move on from day-to-day-to-day. No! What happens is, you make your money, you pay your bills, and then a new bill comes up that's completely unexpected.