Wealth is not determined by investment performance, but by investor behavior.
Declines are temporary, gains are permanent.
Once you decide that mediocrity is unthinkable, your only choices are excellence and quitting.
If you think the marketโs 'too high' wait 'til you see it 20 years from now.
You have to pick what you're going to be worried about. Markets are volatile, but retirement is certain.
Surprise is the mother of panic.