Surprise is the mother of panic.

You have to pick what you're going to be worried about. Markets are volatile, but retirement is certain.

Declines are temporary, gains are permanent.

If you think the market’s 'too high' wait 'til you see it 20 years from now.

Timing the market is a fools game, whereas time in the market is your greatest natural advantage.

Once you decide that mediocrity is unthinkable, your only choices are excellence and quitting.

Surprise is the mother of panic.