In the long run, not doing what's necessary to do the thing you're afraid will hurt you, hurts infinitely worse than doing it.

Declines are temporary, gains are permanent.

Surprise is the mother of panic.

You have to pick what you're going to be worried about. Markets are volatile, but retirement is certain.

Stocks are a safe bet, but only if you stay invested long enough to ride out the . that squares with the facts, and with the historical record

Once you decide that mediocrity is unthinkable, your only choices are excellence and quitting.

All financial success comes from acting on a plan. A lot of financial failure comes from reacting to the market