The fact that only humans above a certain age can be morally virtuous, rather than babies or cats, means that that being moral requires some cognitive ability. If virtue is about desires, it is worth remembering that you can't desire some things without being able to conceive of them. Suppose a virtuous person will desire to make people happy and desire to tell the truth. You can't desire to make people happy without having the concept "happy" and you can't desire to be truthful if you don't have have the concept "lie", so a cat or a baby cannot desire these things.

I don't think we are all irrational every time we fail to see through an argument in a book, but suppose it's true about you. You are still more rational than you think you are. You are irrational in a minor way - believing a misguided theory of the nature of rationality - but rational in a major way - you respond well to probabilistic evidence as you go through the day.

Incompatibilists will tell you that a work of art has no meaning unless the artists could have chosen to create a different one, but actual artists often say things like "the book chose me" - that is, the work had to be. Some philosophers would call it "volitional necessity", and a similar case that's discussed is the case of Luther saying "here I stand, I can do no other".

The fact that only humans above a certain age can be morally virtuous, rather than babies or cats, means that that being moral requires some cognitive ability. If virtue is about desires, it is worth remembering that you can't desire some things without being able to conceive of them. Suppose a virtuous person will desire to make people happy and desire to tell the truth. You can't desire to make people happy without having the concept "happy" and you can't desire to be truthful if you don't have have the concept "lie", so a cat or a baby cannot desire these things.

Characters in Hollywood movies encounter a lot of car chases. Characters in novels rarely wash their hands or do their laundry. And in the work of moral psychologists, people deliberate and reflect a lot. They deliberate, one sometimes feels, whenever they perform an action, and certainly whenever they act for good reasons.

When I see two owls and then two more owls and conclude that I see four owls, I am responding to reasons, and it better not be my choice to believe that two plus two always equals four. If I am a rational person, I will have that belief by necessity, whether I wanted to or not. So it's not that strange to discuss responding to reasons out of necessity.

Other things being equal, ill will is worse than moral indifference (as in causing suffering for money vs causing suffering to cause suffering), though things are rarely equal.