A person is praiseworthy for a right action to the extent that her action manifests, and is rationalized by, good will, that is, concern for the right and the good, not necessarily under the description "right" or "good". A person is blameworthy for a wrong action to the extent that her action manifests, and is rationalized by, ill will - concern for the wrong and bad, also de re - or moral indifference - lack or deficiency of good will.

If I am told my loving you had to happen because of some Freudian stuff about my childhood, that might be degrading or deflationary, but if I am told it had to happen because you are such a wonderful person that I couldn't possibly resist your charms, or because we are so incredibly compatible, then necessity seems very romantic.

People of relatively low intelligence can be morally wonderful if they desire the right and the good (not necessarily under the description "right" or "good"). Their low intelligence sometimes results in their accidentally doing something wrong, but doing something wrong out of low intelligence alone is like stepping on a person's foot because you are (literally) blind or missing a cry for help because you are (literally) deaf. We do not judge the blind or deaf person as morally bad.

Suppose whether or not someone tells me a lie depends only on whether he wants to, but he is morally indifferent, he doesn't care much about the truth or about me, and his self interest, which he worships, tells him to lie, and so it comes about that given his psychology, it is a forgone conclusion that he will lie to me. I think in this case he is still blameworthy, and that implies, among other things, that he did something he ought not do.

If I make a stupid decision but don't execute it because I'm, say, lazy, then I'm lucky, not rational. However, at other times a person acts for good reasons just as she does what she thinks she shouldn't do, not knowing that they are good reasons. Just like sometimes we are a lot less rational than we think we are, it is also true that sometimes we are a lot more rational than we think we are.

For those of us who want to have control over all our mental states, compatibilist substitutes - such as desiring what we desire to desire - will always be like being told, when you desperately want there to be a God, that yes, God exists, as God is simply the good within people.

I don't think we are all irrational every time we fail to see through an argument in a book, but suppose it's true about you. You are still more rational than you think you are. You are irrational in a minor way - believing a misguided theory of the nature of rationality - but rational in a major way - you respond well to probabilistic evidence as you go through the day.