"Thanks," many small businesspeople are saying, "but no thanks. Forget the government credits and loan programs, and just get rid of all the bureaucratic red tape and high taxes which make it hard to build businesses, hire employees and meet our payroll."

Our middle class majority, deeply in personal debt, elects political leaders who increase our benefits. Then we vote them out because we dislike the soaring national debt.

Jefferson, Madison and many others taught that complex laws and codes were sure signs of oppression. They agreed with Montesquieu, Lock and Hume and that laws must be simple....and indeed that the entire legal code must be simple enough that every citizen knows the entire law. If a person doesn't know the law....he shouldn't be held liable for breaking it or freedom is greatly reduced.

Our generation, and that of our children, will face its share of crises, just like every generation in the past. When those calls come, will you be ready? The answer depends on how we educate the next generation.

Government intervention is not solving the problems, and in fact the governments around the world that are intervening the most in their economies are struggling more.

Teachers teach and students educate. Students are the only true educators. Historically, every other method of education has failed. Education occurs when students get excited about learning and apply themselves; students do this when they experience great teachers.

Still reading but learning a lot about true education and the process of guiding our children in their educational pursuits.