"Thanks," many small businesspeople are saying, "but no thanks. Forget the government credits and loan programs, and just get rid of all the bureaucratic red tape and high taxes which make it hard to build businesses, hire employees and meet our payroll."

Government intervention is not solving the problems, and in fact the governments around the world that are intervening the most in their economies are struggling more.

Indeed, we have reached a level of complexity where simplicity itself is suspect. For example, the simple reality is that jobs migrate to less difficult nations. It's the old Rule of Capital: Capital goes where it is treated well.

Until the American majority is willing to live within its means, it can hardly force its political leaders to do so.

Small business people have gotten us out of nearly all modern recessions - not by waiting for others to fix things or turning to government, but rather by applying leadership, inventiveness, creativity and originality.

The next step is for the great teachers to arise, and for them to clearly understand the challenges ahead and mentor accordingly. Where most generations focus the education of their children on preparing to make a living or succeed financially, leadership generations are taught by parents who see a higher role for their children.

Find a model of great education in history and you will find a great teacher who inspired students to make the hard choice to study. Wherever you find such a teacher, you will also find self-motivated students who study hard. When students study hard, learning occurs.