There is a simple way of avoiding excess risk-taking by the managers of our financial institutions. It is to make it a crime ... had a crime for reckless management of a financial institution been on the books, Northern Rock and RBS would not have blown up.

At the core of all successful societies are procedures for blocking the advancement of bad men

Poverty is not intrinsically a trap, otherwise we would all still be poor.

There is a simple way of avoiding excess risk-taking by the managers of our financial institutions. It is to make it a crime ... had a crime for reckless management of a financial institution been on the books, Northern Rock and RBS would not have blown up.

Politicians would only move beyond gestures once there was a critical mass of informed citizens.

Most conduct is guided by norms rather than by laws. Norms are voluntary and are effective because they are enforced by peer pressure.

Eddie Robinson is about one word: winning and losing.