At this very moment, you may be saying to yourself that you have any number of admirable qualities. You are a loyal friend, a caring person, someone who is smart, dependable, fun to be around. That's wonderful, and I'm happy for you, but let me ask you this: are you being any of those things to yourself?
Phil McGrawIf you don't have a plan, days turn into weeks, weeks turn into months, months turn into years, and before you know it you're looking back saying, I should've had a plan.
Phil McGraw