Most people never realize that 80% of the work is done before you step in a room. That's why they spend their entire lives grasping for magical tactics instead of changing their entire mindset.
Ramit SethiFrugality, quite simply, is about choosing the things you love enough to spend extravagantly on—and then cutting costs mercilessly on the things you don’t love.
Ramit SethiThe single most important factor to getting rich is getting started, not being the smartest person in the room.
Ramit Sethi