I believe the most dangerous misconception is the idea our money and possessions belong to us, not God. Many of our problems begin when we forget that God is the Boss of the universe. But in fact He is more than the boss; He is the owner.

I believe the most dangerous misconception is the idea our money and possessions belong to us, not God. Many of our problems begin when we forget that God is the Boss of the universe. But in fact He is more than the boss; He is the owner.

Seek the Lord and give God the opportunity to provide through other means before you take out debt.

How can we recognize if we're falling into materialism's trap? Christ's words were direct and profound: "Where your treasure is, there your heart will be also" . What we do with our possessions is a sure indicator of what's in our hearts. Jesus is saying, "Show me your checkbook, your credit card statement, and your receipts for cash expenditures, and I'll show you where your heart is." What we do with our money doesn't lie. It is a bold statement to God of what we truly value.

Are you winning the battle against materialism?

If we were to gain God's perspective, even for a moment, and were to look at the way we go through life accumulating and hoarding and displaying our things, we would have the same feelings of horror and pity that any sane person has when he views people in an asylum endlessly beating their heads against the wall.

Give cheerfully. If we're not cheerful, the problem is our heart, and the solution is redirecting our heart, not withholding our giving.