The good news is that it doesn't cost much money to change your thinking. In fact, it can be done for free.

Arrogant or critical people are often people with low self-esteem who are afraid of taking risks. That's because, if you learn something new, you are then required to make mistakes in order to fully understand what you have learned.

If you're not working to get your business or investing operation to operate without you, you're thinking too small. Think team and systems.

The price for sitting and watching game shows and betting on lottery is that the vast majority of the viewers will never become rich

If you must work for money, find a way to work and be happy. That is financial intelligence.

One method of staying ahead of rising asset prices and the declining dollar is to think bigger and come up with better plans. As important as financial and business planning is a plan for personal development and self-improvement. I'm often asked to invest in people's business plans, and one of the reasons I turn many of them down is because a big plan requires a big person who's spent time on personal development. In a lot of cases, a business plan is far bigger than the person with the plan - that is, the dream is bigger than the dreamer.

I don't save money. Save is a four letter word! I like to borrow money because I can get richer faster on borrowed money. I have what is called retained earnings, so I don't have to save money. If I need money, I will go out and borrow it.