Remember to dream big, think long-term, underachieve on a daily basis, and take baby steps. That is the key to long-term success.

It is not much different from a person who goes to the gym to exercise on a regular basis versus someone who sits on the couch watching television. Proper physical exercise increases your chances of health, and proper mental exercise increases your chances for wealth. Laziness decreases both health and wealth.

Excuses cost a dime and that's why the poor could afford a lot of it.

We were not taught financial literacy in school. It takes a lot of work and time to change your thinking and to become financially literate.

There are no bad business and investment opportunities, but there are bad entrepreneurs and investors.

Your Mentors in life are important, so choose them wisely

Critics only make you stronger. You have to look at what they are saying as feedback. Sometimes the feedback helps, and other times, it's just noise that can be a distraction.