Warped with satisfactions and terrors, woofed with too many ambiguities and too few certainties, life can be lived best not when we have the answers - because we will never have those - but when we know enough to live it right out to the edges, edges sometimes marked by other people, sometimes showing only our own footprints.

if there's one thing consistent about language it is that it is constantly changing. The only languages that do not change are those whose speakers are dead.

Although an impressive amount of business and social interaction takes place over the telephone and fax, by e-mail, or in person today, the well-written letter remains a staple of business success and one of the strongest connecting links between human beings.

Language doesn't belong to grammarians, linguists, wordsmiths, writers, or editors. It belongs to the people who use it. It goes where people want it to go, and, like a balky mule, you can't make it go where it doesn't want to go.

Money is a mystery. Not only is our behavior with respect to money sometimes puzzling and erratic, but our feelings about money are often contradictory, illogical, deep-rooted, and scarcely known even to our most secret selves. We are getting better at handling money, but what it means to us, how we use it to express ourselves, and how it can help us become all that we are meant to be remain murky issues.

Life seems somehow less shocking, painful, and lonely - and more hopeful, agreeable, and beautiful - when our experiences are confirmed by those of others. Although each of us is unique, there are familiar responses and doubts and joys that let us know we have kin. We are not, after all, too strange to live.

Money is a response. We use it to express our social values, our gratitude, our appreciation, our pleasure, our support. Money gives us the ability to respond (response-ability), and its empowering use often defines the truly responsible among us.