And it was where I learned how to play tennis and eventually became captain of the tennis team at the school and was on the Junior Davis Cup in New York City.

I was sort of a sissy as a little kid.

If we build something great, like we have at Travelers Group so far, a whole host of people benefit.

So it's the kind of business where you can't wait to get up in the morning and read the papers, or listen to what's on the news, and you know, how the world's going to change.

I read a lot, but I read about the areas that I'm interested in.

I think we are a product of all our experiences.

You can't control income. It varies based on conditions outside of [your] control. But you can control expenses.