The more we can do to create a better society, that benefits more people, the better chance we have that our society will continue to grow and prosper.

And learn that when you do make a mistake, you'll surface that mistake so you can get it corrected, rather than trying to hide it and bury it, and it becomes a much bigger mistake, and maybe a fatal mistake.

I believe in treating other people with respect. My style is to speak to people, be available to them and willing to answer their questions. This also means being straightforward and honest with them.

I think we are a product of all our experiences.

Ive been involved with Carnegie Hall for the last 13 years, and Chairman for the last six. I feel really good about what weve done growing our educational programs there, building a board that has made Carnegie Hall really a world-class institution.

A lot of people at Shearson ended up making a lot of money because they had stock or stock options. Their kids were able to go to college, and it changed a lot of people's lives.

If we build something great, like we have at Travelers Group so far, a whole host of people benefit.