And I thought I'd always like some form of business, I didn't know what kind of business I'd go in.

The whole financial industry is consolidating in the United States.

I believe in giving back very strongly.

The more we can do to create a better society, that benefits more people, the better chance we have that our society will continue to grow and prosper.

You can't control income. It varies based on conditions outside of [your] control. But you can control expenses.

I think life is sort of like a competition, whether it's in sports, or it's achieving in school, or it's achieving good relationships with people. And competition is a little bit of what it's all about.

I believe in treating other people with respect. My style is to speak to people, be available to them and willing to answer their questions. This also means being straightforward and honest with them.