Solvency feels better than anything you can spend money on.

New Year's Day. A fresh start. A new chapter in life waiting to be written. New questions to be asked, embraced, and loved. Answers to be discovered and then lived in this transformative year of delight and self-discovery. Today carve out a quiet interlude for yourself in which to dream, pen in hand. Only dreams give birth to change.

Gradually as you become curator of your own contentment, you will learn to embrace the gentle yearnings of your heart.

Greet everyone you meet with a warm smile. No matter how busy you are, don't rush encounters with coworkers, family, and friends. Speak softly. Listen attentively. Act as if every conversation you have is the most important thing on your mind today. Look your children and your partner in the eyes when they talk to you. Stroke the cat, caress the dog. Lavish love on every living being you meet. See how different you feel at the end of the day.

Learning to live in the present moment is part of the path of joy.

Making the absolute best of ourselves is not an easy task. It is a pleasurable pursuit...but it requires patience, persistence, and perseverance.

What if you began to expect the best from any situation? Isn't it possible that you could write new chapters in your life with happy endings? Suspend your disbelief? Take a leap of faith? After all, what have you got to lose but misery and lack?