My mum and dad ran a family cafe in Sligo for 35 years and worked long hours. We grew up in a very hard-working family and had a lovely atmosphere, as we lived above the restaurant. It definitely made me want to work hard, whatever I chose to do. As the baby of seven kids, I was definitely a bit spoilt.

I'm more of a debit card person, and I live in the 'now'. I don't like credit cards anymore. I try to live with whatever I can afford and don't try to put myself in an awkward position. I've done that before.

When your child is looking up at you and you are putting them to bed at night, and they are just lying there, you have to remind yourself that's what it's all about.

For Westlife, the music will never stop as long as our fans are around inspiring us to keep on making beautiful music together.

I worry about putting food on the table, paying for my kids needs, their college fees in years to come. It's about earning enough to have a living to be able to look after your children.

I don't think about success to be famous, because I've done that at the highest level, but it's all about my children.

I have worked long and hard to try to reduce my debts, and I am devastated that it came to this conclusion. I now intend to focus on the remaining dates of the Westlife tour and my commitments to the band before looking to rebuild a future for my wife, my three children and myself.