Why me? Why did this happen? How could I be in Westlife and then have nothing to show for it financially at the end of it? But it's like, why not me? That's just life. It's tough. There's a lot more problems in the world. There are a lot of people who would wish to God they had my problem instead of having a sick child.

If I'm honest, I thought Westlife would keep going for longer than it did - we all did - but it sort of came to a natural end. When we decided we were going to split, I thought, 'If I'm going to sing, I'm going to have to do it solo.' Also, financially I was broke, so the decision was ultimately made for me.

When you realise that money doesn't actually make you happy, it's a quick fix to have things you've always wanted, but then when you have it, you realise that's not what actually makes you happy. It's more about having a great marriage and happy children; that's what life's all about.

I didn't want to be a solo Westlife - covers and ballads - and the reason I signed with Capitol Records was because they wanted me to write songs myself. It was pretty scary, but they put me in a studio in Nashville with some new songwriters, and the results were pretty good.

When I finished Westlife, we had - Louie Walsh is still managing me - I was lucky to have options from different labels such as Sony and Universal. When we met Capitol and Nick Raphael, I just believed in them the most, and it looked like they believed in me the most.

Why me? Why did this happen? How could I be in Westlife and then have nothing to show for it financially at the end of it? But it's like, why not me? That's just life. It's tough. There's a lot more problems in the world. There are a lot of people who would wish to God they had my problem instead of having a sick child.

The couple of years before I was declared bankrupt were the roughest. The bank letters, the pressure, the stress was awful. You're in this twilight zone of not knowing where your life is going, and yet you're in Westlife. Everything was great with the band. I was earning money, and it looked good.