I'd like to keep singing - whether that's small or big. To stop singing for a living would break my heart.

When your child is looking up at you and you are putting them to bed at night, and they are just lying there, you have to remind yourself that's what it's all about.

I have worked long and hard to try to reduce my debts, and I am devastated that it came to this conclusion. I now intend to focus on the remaining dates of the Westlife tour and my commitments to the band before looking to rebuild a future for my wife, my three children and myself.

You shouldn't end a band like Westlife and not be financially secure to some extent, but I wasn't at all - it was the complete opposite. But you look at stuff then, 'Well, what do I have? I don't have money but I have a great marriage, three healthy kids, and I have my voice. I'll just start again.'

I'm more of a debit card person, and I live in the 'now'. I don't like credit cards anymore. I try to live with whatever I can afford and don't try to put myself in an awkward position. I've done that before.

I'd like to keep singing - whether that's small or big. To stop singing for a living would break my heart.

After Westlife, I was in a scared place, you know; you've three children, and I worry about providing for them, and I had no guarantees going forward about the future.