There are no black holes - in the sense of regimes from which light can't escape to infinity. There are however apparent horizons which persist for a period of time.

Science predicts that many different kinds of universe will be spontaneously created out of nothing. It is a matter of chance which we are in.

When I hear of Schrödinger's cat, I reach for my pistol.

I don't believe that the ultimate theory will come by steady work along existing lines. We need something new. We can't predict what that will be or when we will find it because if we knew that, we would have found it already!

Some individuals are better able than others to draw the right conclusions about the world about them and act accordingly. These individuals will be more likely to survive and reproduce so their pattern of behaviour and thought will become dominant

The usual approach of science of constructing a mathematical model cannot answer the questions of why there should be a universe for the model to describe. Why does the universe go to all the bother of existing?

The universe doesn't allow perfection.