We only have to look at ourselves to see how intelligent life might develop into something we wouldn't want to meet.
Money is not everything. There's Master card & Visa.
I want to know why the universe exists, why there is something greater than nothing.
One is always a long way from solving a problem until one actually has the answer.
thus, in a sense, we are all doomed. even if we stay away from black holes
If we do discover a complete theory, it should be in time understandable in broad principle by everyone. Then we shall all, philosophers, scientists, and just ordinary people be able to take part in the discussion of why we and the universe exist.