You must assume 100% responsibility for your financial life. If you're going to improve your situation, you have to put the full burden of doing so squarely on your own shoulders. First and foremost, you must hold yourself responsible.
Steve PavlinaIt's been said that the first hour is the rudder of the day. I've found this to be very true in my own life. If I'm lazy or haphazard in my actions during the first hour after I wake up, I tend to have a fairly lazy and unfocused day.
Steve Pavlina