The worst financial decision you can ever make in your life, is to steal something. The second is like it, and that is to cheat someone. Even, if it would appear that you were never brought to account for it.

God will do nothing except you pray; and you have to be clear what you want

You can only find opportunities if you are looking for them.

We Africans are able to build companies that can operate in the global environment.

Being promoted to a top position in your organisation, or even being elected to public office, does not suddenly endow you with financial literacy, if you did not acquire and develop it, earlier in your life.

The opportunity is in the problem. The moment I see a problem, I immediately begin to think about the opportunities that can be created by trying to solve it.

When you are in a business, you must join associations, (both local and international), so that you can exchange ideas, with people from the same industry, including your competitors. This is how you “benchmark”. Before you dash off to implement something, try and find out what others have done, or not done This is really how you should be using tools like the Internet.