Money doesn't bring courage, I learned. It's the other way around. Once I took that lesson to heart, I began to rebuild my life.

The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare.

Just because you can afford it doesn't mean you should buy it.

The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts.

True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable possession you can share.

Try handling problems in the office as dispassionately as you can and I guarantee you will have a better time of it; not least because when you bring emotion into the conversation, you furnish your colleagues with an easy "out" for dismissing you. If you are able to strip out the emotion, however, people have to deal with you based on the facts.

Success is not how many zeroes your bank account has. It's about making the most of the life you have.