Money doesn't bring courage, I learned. It's the other way around. Once I took that lesson to heart, I began to rebuild my life.

Stop buying things you don't need, to impress people you don't even like.

If you're saving for the long run, it's actually a good thing when the market is down because the more shares you have, the more you can potentially make when markets rise. And over time - decades, not months - the markets rise more than they fall.

The things that matter most in this world are those that carry no price tag, for they can neither be bought nor sold at any price.

It's impossible to map out a route to your destination if you don't know where you're starting from.

When you are starting out in your 20s, it is natural to think about all that you will have and do once you start making money, and making more money. That gives money way too much power over your life. It's not about how much you make, but the life that you make with the money you have.

To enjoy a long, comfortable retirement, save more today.