The way to build your savings is by spending less each month.

I think Oprah's [winfrey] learned from me that it's OK to be harsh on people because in one's harshness you can see transformation happen right before your very eyes.

If you're financially responsible, your children have a much better chance to grow up financially responsible.

If the relationship between you and your money is harmonious, regardless of how much you have, your financial transactions will be harmonious as well.

Once your kids are grown and you know that you're completely healthy, consider canceling your life insurance policy.

Oprah deserves the best. I am not the best when it comes to divorce. What do I know about divorce? Nothing at that time.

Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand that your student loan debt will not be discharged in bankruptcy. It is the Velcro of all debts.